Building Your Home with OneAZ
- Down payments as low as 10% on loan amounts up to $3,000,000
- One-time closing: Close once for construction and permanent financing
- Fixed-rate and adjustable-rate financing options available
- 12- or 18-month construction periods available
- 100% Arizona-based team
Lock in your mortgage rate for up to 1 year!2
Building a home? Get peace of mind with OneLock Assurance.
- Lock in your rate for up to 365 days
- Plan your monthly payments and manage your budget
- The rate lock comes at a fee of 1% of the loan amount and will be applied toward closing costs*
- No surprises: If the market rate is lower when you go to finance, you’ll get the lower rate. But if the rate is higher, you will have locked in your rate.
Our Construction Loan Process
Found your slice of paradise? Great! Let’s get started building your dream home today.
Consult
Speak with a certified loan construction specialist.
Apply
After consulting with your loan specialist, apply with them.
Build
Interest reserve account is established up front to cover payments during construction period.
Move in
Your construction loan will be rolled into the permanent financing for your new dream home!
Why Build Your Home?
- Customize your home from floor to ceiling.
- Utilize the latest technology to future-proof your home.
- Choose your preferred builder and floor plans.
- Lower maintenance costs for a brand-new home.
Find the construction loan you need at OneAZ:
- One-time close construction loans
- Renovation loans
- Local and personalized processing for all construction loans
- Available for single family homes and PUDs (Planned Unit Development)
Learn more about mortgage loans.
At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.
Top 7 Questions You Should Be Asking Your Mortgage Lender
Before sitting down with your mortgage lender, ask these questions to have a full and better understanding of how a mortgage works and what to expect.
Keep ReadingHow Much House Can I Afford? Mortgage Affordability Calculator
Use our Mortgage Affordability Calculator to determine how much house you can afford based on your take-home pay and monthly mortgage payment affordability.
Keep ReadingBuilding a House vs Buying: Which is Your Best Option?
Deciding whether to build a house or buy a home in Arizona may not be as easy of a decision as it once was. We want to help you make the best choice.
Keep Reading