Benefits Checking1
Discover checking that goes above and beyond with world-class benefits like a 0.25% APR discount on most secured loans, access to credit monitoring with alerts, identity theft restoration, and access to dark web monitoring with alerts.
- Simple, secure digital banking options
- 41,000+ fee-free ATMs across the U.S.
- $20 minimum deposit to open
- APR discount and credit monitoring services
Free Checking2
Your checking account is more than just a place to put your money. As your daily spending account, it should pack some serious power. That’s where OneAZ’s new checking account comes in.
With OneAZ’s new free checking, free means free—really! Free means NO hidden fees and NO minimum balance.
- NO monthly maintenance fees
- Simple, secure digital banking options
- 41,000+ fee-free ATMs across the U.S.
- $20 minimum deposit to open
Premium Checking3
Consider this Premium Checking account if you want to earn competitive rates on balances of $1,000 or more.
- Earn higher dividends on large balances
- Simple, secure digital banking options
- 41,000 fee-free ATMs across the U.S.
- $20 minimum deposit to open
Seamless shopping with your digital wallet.
Use your OneAZ debit or credit card with Apple Pay™, Google Pay™, and Samsung Pay™!
Teen Debit Card:
Let’s teach smart spending.
Financial independence starts now.
Do it all with the OneAZ Mobile Banking app.
Deposit checks
Transfer funds
Pay your bills
Chat with an associate
Locate an ATM
Download Now
Visit a Branch
Visit one of our 20 branches across Arizona to open a new account, apply for a loan or credit card, and more. We recommend scheduling an appointment prior to your visit!
Find an ATM
With your OneAZ Visa® Debit Card, you have access to 470 CULIANCE Network ATMs in Arizona and 41,343 across the nation.
Why Choose OneAZ?
At OneAZ, our mission is to truly improve the lives of our members, our associates and the communities we serve. By becoming a member, you’re joining a credit union that cares about your future – we are here to help you achieve your financial goals. We put you first by providing you with competitive rates, low fees and the personalized service you deserve.
- You’re a Member, not a number. Your membership is your ownership stake in OneAZ Credit Union. That means we’re accountable to you, not investors or stockholders. You have a voice in how your credit union operates and get to vote for our Board of Directors.
- Our profits are your savings. As a not-for-profit, we return our earnings to you in the form of lower interest rates, lower fees and better banking technology. Our team only cares about providing you with products and services that will benefit your financial well-being.
- We keep it local. Banking at a local credit union like OneAZ keeps your money in Arizona. We’re committed to strengthening Arizona’s economy by providing affordable home and auto loans, empowering local entrepreneurs and small businesses, and supporting our members as they achieve their financial goals.
- We invest in your community. We build stronger communities by providing support to nonprofits working in neighborhoods where our members live and work. The OneAZ Community Foundation uplifts the lives of Arizonans in need by awarding dozens of grants each year to local organizations across the state.
See what OneAZ members are saying!
We are proud to provide an easy, enjoyable and effective experience to over 150,000 members.
OneAZ Credit Union is not responsible for the content on the ReviewTrackers and Facebook websites.
“As longtime OneAZ members, we have found our home when it comes to banking. OneAZ Credit Union knows us, they know our kids, and they are a part of our community."
Personal Banking Resources
Credit & Debit Card Resources
APR = Annual Percentage Rate. APY = Annual Percentage Yield. For membership eligibility, visit OneAZcu.com/membership.
1Benefits Checking Account Disclosure: $20 minimum deposit to open. $1,000 minimum balance to earn dividends. This is a variable interest rate account. Rates subject to change at any time. $5 monthly maintenance fee. Fees may reduce earnings. Refer to our fee schedule for more information. Monitoring services are provided to the primary account holder on an entitled basis and require consumer activation. For additional details about the services, including terms, conditions, and limitations, please visit oneazcu.nxgstrategies.com.
2Free Checking Account Disclosure: Checking is free of monthly fees and minimum balance requirements. Other fees may apply. For complete terms and conditions, refer to the Membership Account Agreement and fee schedule.
3Premium Checking Account Disclosure: You can avoid monthly service fees if you have $15,000+ aggregate in deposit and loan balances OR maintain a $5,000 daily average balance in the checking account. Fees may reduce earnings. Rates subject to change at any time. Refer to fee schedule for more information.
