Business Checking Accounts Options
The OneAZ Advantage
OneAZ business checking accounts offer convenience, security and accessibility. Banking fits seamlessly into your life so you can get back to business.
Personalized service
- Expertise and familiarity in your local community
- Guidance on the best financial solutions suited for where you’re at in your business
- Ability to anticipate your financial needs as your business grows
Minimal fees2
- No monthly maintenance fee on Small Business Checking
- Maintain specific monthly average deposit balance
- Maintain specific average combined business deposit balance
- Up to $5,000 per month2 cash deposit
Bank from anywhere.
- Convenient mobile and online banking
- 41,000+ fee-free ATMs across the U.S.
- Add your debit card to your digital wallet
Worry-free secure banking
- Simple and secure 24/7 digital banking
- NCUA insurance up to $250,000 per business
Local banking, stronger community
- Our local credit union is deeply embedded within the Arizona community.
- Banking local strengthens the community ecosystem.
- Over $1.6 million donated to Arizona nonprofits since 2016
Open a business checking account today.
Visit your local OneAZ branch to get started.
Small Business
account
Minimum Opening Deposit:
$100
Monthly Maintenance Fee:
$0
How to Avoid Monthly Fee:
This is a FREE account if you maintain yearly activity. You're subject to a $5 monthly fee after 12 months of inactivity.
Cash Deposit Limits & Fees:
Up to $5,000 per month
$0.30 fee per $100 cash deposited over $5,000
Transaction Limits & Fees:
No fee up to 30 transactions per month
$0.10 fee per transaction over 30 per month
Dividends:
Does not earn dividends
*$2 statement fee waived with electronic statements.
Business
account
Minimum Opening Deposit:
$100
Monthly Maintenance Fee:
$10
How to Avoid Monthly Fee:
Maintain monthly average deposit balance of $5,000 or more in checking account
— OR —
Maintain average combined aggregate business deposit balance of $25,000 or more
Cash Deposit Limits & Fees:
Up to $5,000 per month
$0.30 fee per $100 cash deposited over $5,000
Transaction Limits & Fees:
No fee up to 150 transactions per month
$0.10 fee per transaction over 150 per month
Dividends:
No minimum balance needed to earn dividends.
Business Premium
account
Minimum Opening Deposit:
$100
Monthly Maintenance Fee:
$25
How to Avoid Monthly Fee:
Maintain monthly average deposit balance of $25,000 or more in checking account
— OR —
Maintain average combined aggregate business deposit balance of $100,000 or more
Cash Deposit Limits & Fees:
Up to $5,000 per month
$0.30 fee per $100 cash deposited over $5,000
Transaction Limits & Fees:
No fee up to 300 transactions per month
$0.10 fee per transaction over 300 per month
Dividends:
Earn greater dividends on balances over $2,500.
Get started with a OneAZ Business Checking account today!
Want to learn more about our business checking account options? Complete the form below to connect with your local OneAZ business banker.
Fuel your growth with OneAZ’s financial solutions.
Merchant Services:
Seamless Payment Solutions
Simplify your business finances with customized payment processing solutions.
Business Savings:
Earn More for Your Money
Save like a boss with our business savings options
Business Credit Card:
Let's Reward Hard Work
Earn cash back for all your business purchases with OneAZ Business Cash Rewards.
1 Subject to an inactivity fee
2 See Schedule of Fees for current details.
