Credit & Debt Resources
-
How to Build Credit Without a Credit Card
February 22, 2024
If you’re new to building credit or looking to improve your score without using a credit card, making on-time payments on installment loans can help you get there.
Read More -
What is Debt? Types of Debt and Their Impact on Your Financial Health
February 14, 2024
While some forms of debt can be valuable, other types of debt can significantly hurt your finances.
Read More -
The 4 Best Ways to Consolidate Credit Card Debt
January 02, 2024
Credit card debt is a common challenge among Americans. These credit card consolidation strategies make debt payoff achievable.
Read More -
How to Manage Debt and Create a Brighter Financial Future
October 27, 2023
Debt can become manageable with the right strategy, mindset and a few new money-management habits.
Read More -
Does Medical Debt Affect Your Credit Score?
July 27, 2023
Unpaid medical bills can hurt your credit. Paid medical bills or anything under $500 should no longer be on your credit report.
Read More -
How to Get Out of Debt as a Family
July 12, 2023
Get the whole family on board with paying off debt to make the journey quicker and more meaningful.
Read More -
What Is Buy Now, Pay Later and Is It a Good Idea?
June 02, 2022
“Buy now, pay later” is an installment loan that allows a buyer to purchase something online or in-store right and pay for it over time. The installment loan is typically interest-free when paid off over a short period of time or may have added interest and fees if spread out over a longer period of time.
Read More -
How to Establish Credit When You’re Just Starting Out
March 27, 2022
Making payments on time for a credit card, personal loan, even utility bills is one way to start building a healthy credit score.
Read More -
Making Sense of Medical Debt: 7 Steps to Take Now
March 24, 2022
Financing health costs can be challenging and have an impact your household, but there are ways to manage medical debt regardless of how much you owe.
Read More -
How to Take Advantage of Credit Card Rewards
March 17, 2022
Take advantage of credit card rewards programs while using your card wisely, so you can build credit while earning cash back, travel miles or points.
Read More -
Understanding the Difference Between Debt Settlement and Debt Management
February 15, 2022
Debt settlement and debt management programs are two approaches to managing and reducing debt.
Read More -
Tips To Communicate with Your Creditors
February 10, 2022
Here are a few ideas to connect with your creditors to figure out options that might work for you.
Read More -
What are the Best 3 Ways to Pay Off Debt Quickly?
February 03, 2022
Debt Snowball, Debt Avalanche, and Debt Consolidation are three debt payoff strategies that can help you pay off debt quicker.
Read More -
Your Credit History: There’s Always a Path Forward
January 25, 2022
Credit history affects many parts of your life - in all ages and stages, whether you’re rebuilding credit or establishing credit for the first time.
Read More -
How Does a Credit Limit Work?
January 25, 2022
A credit limit is the maximum amount your lender will allow you to borrow using revolving credit such as a credit card or a line of credit.
Read More -
Get Smart About Credit Card Warning Signs
January 24, 2022
To get smart about credit cards, be aware of the common warning signs that might indicate issues with credit card usage.
Read More -
7 Steps to Get Control of High Interest Credit Card Debt
September 14, 2021
Whether using credit cards for online purchases, or swiping at your favorite coffee shop, credit cards are convenient tools when managing money.
Read More -
Tips for New Credit Card Holders
September 07, 2021
There are plenty of enticing offers for credit cards out there, but no card is one-size-fits-all. Here's all you need to know to find the right fit!
Read More -
How Does a Credit Score Really Work?
March 12, 2021
Your credit score affects loan terms and interest rates by showcasing your borrowing behavior.
Read More -
Understanding Your Credit Score
March 02, 2021
Credit scores are based on your credit report—a history of what you’ve borrowed, how you’ve paid and more.
Read More -
How to Improve Your Credit Score in 7 Simple Steps
March 02, 2021
Start by looking over your monthly credit reports for errors, then work to catch up on overdue payments and pay down revolving credit balances each month.
Read More -
Credit Cards vs. Debit Cards – What is the Difference and How Do They Work?
September 22, 2020
There are plenty of enticing offers for credit cards out there, but no card is one-size-fits-all. Here's all you need to know to find the right fit!
Read More -
Low Rates, Rewards or Cash Back - What's Best for your Credit Card?
July 01, 2019
There are plenty of enticing offers for credit cards out there, but no card is one-size-fits-all. Here's all you need to know to find the right fit!
Read More -
What is a Balance Transfer Credit Card?
February 28, 2019
A balance transfer allows you to move an existing debt from one credit card to another so you can potentially take advantage of a lower interest rate.
Read More -
9 Steps to Create a Very Merry Holiday Budget
November 26, 2018
Planning early, setting spending limits and keeping track of your holiday spending can help you create and stick to a holiday budget.
Read More
Credit & Debt Videos
Check out more Credit & Debt articles below.
- What is a Balance Transfer Credit Card?
- Low Rates, Rewards or Cash Back - What's Best for your Credit Card?
- Credit Cards vs. Debit Cards – What is the Difference and How Do They Work?
- How Does a Credit Score Really Work?
- Understanding Your Credit Score
- How to Improve Your Credit Score in 7 Simple Steps
- Tips for New Credit Card Holders
- 7 Steps to Get Control of High Interest Credit Card Debt
- Get Smart About Credit Card Warning Signs
- Your Credit History: There’s Always a Path Forward
- How Does a Credit Limit Work?
- What are the Best 3 Ways to Pay Off Debt Quickly?
- Tips To Communicate with Your Creditors
- Understanding the Difference Between Debt Settlement and Debt Management
- How to Take Advantage of Credit Card Rewards
- Making Sense of Medical Debt: 7 Steps to Take Now
- How to Establish Credit When You’re Just Starting Out
- What Is Buy Now, Pay Later and Is It a Good Idea?
- How to Get Out of Debt as a Family
- Does Medical Debt Affect Your Credit Score?
- 9 Steps to Create a Very Merry Holiday Budget
- How to Manage Debt and Create a Brighter Financial Future
- The 4 Best Ways to Consolidate Credit Card Debt
- What is Debt? Types of Debt and Their Impact on Your Financial Health
- How to Build Credit Without a Credit Card
